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Credit Analyst North America & Africa Market

Location: Barcelona


Key Responsibilities:

  • Assess potential and existing customers with our credit model based on financial statements and qualitative information., including release of blocked orders after analysis and validation. It is mandatory to have solid knowledge base in financial ratios  in order to provide accurate credit reports and recommendations
  • Gather and elaborate in a comprehensive manner, financial information from 3rd party data providers or safe internet websites or, when information is not available, request "Know Your Customer Information" directly to the customer or to internal stakeholders managing as per internal SLA.
  • Provide accurate credit recommendations and ensure credit group policy is followed and known by the entire impacted community, being responsible to control that all the credit limits have been approved according to the rules outlined in the AR policy and to retain the evidence.
  • Support the sales growth in complex countries and mid-markets proposing credit risk mitigation solutins (i.e Trade Finance)
  • Build a strong partnership with external and internal customers (i.e. Business, Controlling, Customer Care, Collection Team)
  • Propose, support and implement process improvements and replace, back-up or take over tasks related to Credit functions
  • Update and maintain process and training documentation which should be used for support on training colleagues on the processes and tasks related to credit management activities, acting as the SAP expert by uploading data, auditing, testing, etc.


We value:

  • Analytical skills, rigor and precision
  • Time Management and Team spirit
  • Proficiency in MS Office pack especially Microsoft Excel tools; SAP knowledge
  • Fluent communication skills in English – both oral and written; other languages are desirable, such as Spanish


We offer:

  • Career plan development and unlimited opportunity to learn and grow
  • Competitive salary and Permanent contract
  • International work environment
  • Supportive & inspiring team
  • Smart and flex working

Apply now »